Peace of Mind
Insurance is important to consider in any household move.
Household belongings insured through a Home Contents policy are generally not covered if the goods are in transit.
A2B is happy to provide you with insurance to give you peace of mind throughout the moving process. We can offer full or restricted cover depending on your needs and can provide an obligation free quote.
Restricted Cover covers your goods whilst on the truck in transit
Therefore it covers such things as:
- Damage or loss following a collision.
- Overturning of the truck.
- Loss of damage due to fire or explosion, lightning or flood.
- Entry of water into the container while goods in transit.
Although Restricted Cover is not as extensive as Full Cover Insurance – it does give some degree of cover for those major occurrences that could unpredictably occur.
Use the table below to see which cover would be best for you.
Full Cover Standard
Insures your belongings at replacement value – using either the minimum value of A$3300 per cubic metre or your nominated value or a specified value declaration
Insures your belongings against loss or damage directly resulting from a specified peril as detailed in the policy wording
|If items are lost or totally destroyed||You receive the equivalent replacement value||You receive the equivalent replacement value|
|If items are damaged (and can be repaired)||You receive the reasonable cost of repair or restoration up to the equivalent replacement value or declared value||You receive the reasonable cost of repair or restoration up to the declared value|
|Breakage||✓||Only if the cause of the damage is one of the specified listed perils|
|Scratching||✓||Only if the cause of the damage is one of the specified listed perils|
|Chipping||✓||Only if the cause of the damage is one of the specified listed perils|
|Denting||✓||Only if the cause of the damage is one of the specified listed perils|
|Fire and Flood||✓||✓|
|Theft and Pilferage||✓||✓|